Montville Township Education Association
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Pension (TPAF) Information

Please read the information below.  If you have any questions or concerns regarding your pension, please contact the appropriate state agency.
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  • NJ Division of Pension & Benefits - access MBOS, Benefitsolver, and much more from the state website
  • Webinars & Seminars for Members - The New Jersey Division of Pensions & Benefits provides seminars and webinars of interest to members at all stages of their careers. Topics include Retirement Planning, PERS/TPAF Retirement Estimates, PERS/TPAF Pension Options, Submitting an MBOS Retirement Application, and Understanding your Pension Benefits.  Select a topic from the list, then select the appropriate link to open the registration page.

  • ATTENTION: Effective January 2020, the Division of Pensions & Benefits is implementing a significant change to the pension loan process.
    - All pension loans must be disbursed by Electronic Fund Transmittal (EFT), also known as Direct Deposit.  
    Read HERE for more information!
DCRP_Feb2023
File Size: 146 kb
File Type: pdf
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Full PenPayments_Mar2024
File Size: 268 kb
File Type: pdf
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Pension Tiers_Feb2024
File Size: 164 kb
File Type: pdf
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PensionDividesUs_Feb2024
File Size: 218 kb
File Type: pdf
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Pension Facts_Feb2024
File Size: 209 kb
File Type: pdf
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Dear Entire MTEA Membership,

As you are hopefully aware, the Division of Pensions and Benefits has an online system, MBOS (Member Benefits Online System) where you can access your pension, benefits, and life insurance information as well as apply for a loan, buy back pension time for a leave of absence, get a retirement estimate, and change your beneficiary. MBOS is accessed through your myNewJersey account. It's important for all members to be aware of what benefits they're entitled to and to update beneficiaries as needed. I've attached a mini-tutorial that'll walk you through setting up your MBOS and myNewJersey accounts, if you haven't already done so. It also shows you several features you may find important, like how to take a pension loan or update your beneficiary.

As always, please don't hesitate to reach out if you have any questions or concerns.

In solidarity,

Laura Rivera
Chief Negotiator and Benefits Chair
MBOS Tutorial_March2022
File Size: 3418 kb
File Type: pdf
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New Jersey Public Employee Pension Facts
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Public employee defined benefit pensions are a good deal for states and communities!  Read the brochure below:
NJ Public Employee Pension Facts
File Size: 688 kb
File Type: pdf
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NJEA Pension Account Transfer Information_2.12.21 
What if I need to transfer my pension? - 2.12.21
File Size: 174 kb
File Type: pdf
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Pen-Ben Bill Comparison - Changes in your pension that went into effect 6/28/11

NJEA Pen-Ben Law Analysis - How did pension & benefits change for members on June 28, 2011?  Thanks, Chris Christie!
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